I agree with S Nathan in Housing discounts - let's stop buying . First of all, the discount given is also taken advantage of by the rich and this is not the way to eradicate poverty.

The formula given by Nathan is very good way to give special benefit to the poor and in this way everybody who qualify will benefit and the government will not be accused of being a racist government. As it is even the rich are benefitting and this certainly is not fair to all.