Paul Selva Raj

LETTER | Cashless transactions – are we going too far too fast?

LETTER | Cashless transactions – are we going too far too fast?

The vulnerable struggle to keep up, left unassisted in navigating cashless systems.
LETTER | National Scam Response Centre must be reformed

LETTER | National Scam Response Centre must be reformed

Crime continues to rise despite its best efforts.
LETTER | Scams and shared responsibility

LETTER | Scams and shared responsibility

Banks and telcos should also be held responsible for scams.
LETTER | Need for regulatory mechanism to protect the insured

LETTER | Need for regulatory mechanism to protect the insured

This is important to facilitate health insurance payouts.
LETTER | Do patients have rights to decide for themselves?

LETTER | Do patients have rights to decide for themselves?

Today, patient's rights have increasingly become an important component of human rights.
LETTER | Ending the Touch 'n Go monopoly

LETTER | Ending the Touch 'n Go monopoly

The government has finally acknowledged the company's monopolistic abuses.
LETTER | Revamp MyCC for better consumer protection

LETTER | Revamp MyCC for better consumer protection

The commission has been ineffective in looking after consumers.
LETTER | Are consumers really to blame for high food prices?

LETTER | Are consumers really to blame for high food prices?

Govt should empower consumers through consumption, financial education. 
LETTER | New approach needed to address rising cost of living

LETTER | New approach needed to address rising cost of living

A holistic, multi-pronged approach that addresses all factors is necessary.
LETTER | Lack of financial literacy - a critical concern

LETTER | Lack of financial literacy - a critical concern

Over 290k bankrupt, mostly below 45.
LETTER | Useful lessons learnt from Covid-19 pandemic

LETTER | Useful lessons learnt from Covid-19 pandemic

We can incorporate new positive habits into our daily lives.

LETTER | Economic impact of Covid-19 on consumers severe

LETTER | Economic impact of Covid-19 on consumers severe

Single mothers and children are the hardest hit.

LETTER | Destroying the financial future of the poor

LETTER | Destroying the financial future of the poor

Resorting to EPF savings clearly indicates how grossly inadequate the current social protection programmes are.

LETTER | High household debt: Should we be concerned?

LETTER | High household debt: Should we be concerned?

Government should take positive and concrete measures to address the rakyat’s current and future needs.

LETTER | Do a thorough investigation on Celcom-Digi merger

LETTER | Do a thorough investigation on Celcom-Digi merger

Such a proposed link-up may have an adverse impact on consumers.

LETTER | Has the MyCC protected consumer interests?

LETTER | Has the MyCC protected consumer interests?

Little appears to be done to curb soaring food prices.

LETTER | Yet another data breach

LETTER | Yet another data breach

Are companies held accountable for data breaches or are they allowed to go free without any consequences?

LETTER | Digital inequality in PJ - seniors disadvantaged

LETTER | Digital inequality in PJ - seniors disadvantaged

LETTER | Forcing them to go digital is not the way.

LETTER | Some lessons we can learn amidst much suffering

LETTER | Some lessons we can learn amidst much suffering

Tough times call for collective action to face the challenges in the new year.
LETTER | Policy confusion on cryptocurrencies

LETTER | Policy confusion on cryptocurrencies

Will the government make a clear and consistent stand?
LETTER | Patients' rights trampled again

LETTER | Patients' rights trampled again

With the withdrawal of the Poisons Bill for the third time, doctors need not be transparent with their fees.

LETTER | Time to enforce single pricing in Malaysia

LETTER | Time to enforce single pricing in Malaysia

LETTER | Enforcement clearly seems to be lacking as on the ground, consumers continue to be hoodwinked by traders.

LETTER | Compassionate banking needed now more than ever

LETTER | Compassionate banking needed now more than ever

In these trying times, banks need to take a more positive advisory and caring role instead of punitive measures.

Prioritise cost of living in economic planning

Prioritise cost of living in economic planning

LETTER | Consumers are suffering. The government should give priority to address their issues and concerns.