Financial Insights

Disputes handled by the FMOS show why it is important to understand what you are buying, what you are agreeing to, and what you are signing, including the product’s payment obligations and key terms.

MediAsas introduces a seven-year moratorium, or “no-look-back” period. This means that once a person has been continuously covered for seven years, claims can no longer be contested, except in specified circumstances such as fraud, deliberate or reckless non-disclosure, and certain pre-defined medical conditions.

The idea is to make basic protection more accessible and sustainable, rather than offering extensive coverage at a price that may be difficult for many to maintain.

Understanding these real-life scenarios and the lessons behind them can help investors avoid costly and potentially preventable losses.

MediAsas is designed as a standalone medical protection plan, unlike medical coverage solutions structured as riders attached to an underlying insurance policy

The Malaysian economy grew by 6% in the second quarter of 2026

MediAsas offers a standardised medical insurance and takaful plan that aims to deliver affordable and sustainable healthcare protection over time.

FMOS provides an independent and impartial avenue for consumers to seek redress in relation to claim decisions they consider unfair.

While the ringgit may fluctuate, stronger trade, policy clarity, and investor interest will support the currency

Unbeknownst to many travellers, personal belongings, particularly bank cards, can be targeted during the journey itself.

Why the Base MHIT Plan could transform healthcare access for middle-income Malaysians.

The report highlights FMOS’s transition to a unified platform serving both the financial services and capital markets sectors.

Complaint made easy. These streamlined steps-by-steps by Financial Markets Ombudsman Service (FMOS) allows financial consumers to lodge a complaint against large financial institutions in the case of financial dispute.

Why the Base MHIT Plan could transform healthcare access for middle-income Malaysians.

The collaborative nature of ADR supports the continued maintenance of professional relationships between consumers and financial service providers following the resolution of disputes.

Goh Lim Thye says the lack of reforms carries a risk that subsidies will become politically entrenched liabilities rather than tools for equitable development.