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COMMENT With 2016 just two days away, we reflect on the year which just passed us by, and wonder: what we have achieved and what lies ahead?

When you are young, say in the 20s, you would probably think about your own future, notably on career and relationship.

But when you have children, nephews and nieces, you are more likely to be worried about their future, about what are in store for them and what you are willing to do to make sure they live a better life.

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