COMMENT | It was no trivial claim - RM1.2 million in damages had been awarded. The claimant alleged that while riding his motorcycle, he was struck by a car at KM57 of the Ipoh–Kuala Lumpur trunk road, leaving him paralysed in the lower limbs.

But on appeal, the Ipoh High Court reversed the decision, citing fraudulent elements. The claimant’s statement alleged a car had collided with the rear of his motorcycle, yet his medical report showed he had crashed alone on a slippery road.

The defendants - the driver and owner of the car - lodged police reports suggesting fabrication, and the judge agreed.

Had the appeal not been lodged, another RM1 million would have been added to the already staggering losses insurers face from false claims.

The General Insurance Association of Malaysia has, over the years, raised the importance of...