I would like to give my two sen worth of opinion as regards to the letter Housing discounts are a help to bumis .

I am of the view that Jan has missed the point here. Jan is arguing that discounts are needed by the bumis because they cannot afford to buy the houses at the prices quoted.

My question to Jan is, does Jan sincerely think that all non-bumis can afford the houses that are sold on the market today? I am almost 40 and am earning a four-figure salary. And I don't have a house in my name. Even if I was a bumi, I still cannot afford the houses that are on sale today. If I get a bank loan, I would have to work myself to the bone to settle my debt to the bank.

Worse still if it is a loan dragged on for more than 20 years. Arggh ... I have to work until it is time to go to my grave!

The point is, what is the purpose of giving discounts? Because the truth is, bumis or non-bumis, no one can afford these houses unless they are some 'orang kaya' who by the way may not necessarily be a non-bumi.

So Jan, open your eyes and your heart. I truly believe you do not have many friends of other races to understand that they, too, are struggling to make ends meet, that they too have no time to be with their families or go for holidays.

They, too, are staying in rented houses or putting up with their parents. Those lucky ones who do manage to buy a house are bonded for life with you-know-who - the biggest loan sharks of all.

So Jan, stop feeling sorry for yourself. Start feeling for others too, irrespective whether they are bumis or not.